The right order matters
Workspaces keep accounts, budgets, and transactions together. Accounts and categories come next so the first transaction has somewhere useful to land.
Getting Started
Start your budget with a structure that makes sense.
Create a workspace, add the accounts you actually use, set up spending categories, then start tracking transactions without overbuilding the system.
Workspace first. Accounts second. Categories third. Daily tracking after that.
Ready to build your budget?
Start strong. Spend smarter.
Create Workspace
Personal Budget
Add Accounts
Checking, card, cash
Build Categories
Groceries, fuel, bills
Track Transactions
Start with today
How It Works
How to get started in UltiBudget.
Follow the same order the app is built around: create the workspace, add accounts, build budget categories, then start tracking real transactions.
Create your first workspace
Open Workspaces and tap Create Workspace. Give it a clear name like Personal Budget, Family Budget, or Business Mileage.
Add the accounts you track
Open Accounts, tap Menu, then Add. Enter an account name, initial balance, last four digits when useful, and the account type.
Build your budget categories
Open Budget. If there are no categories yet, use Quick Add. Add category names, monthly budget amounts, and rollover settings.
Start with today's transactions
Add a transaction manually, scan a receipt, or import a CSV later. Keep the first pass simple so the system is easy to maintain.
Review and adjust
Use Accounts for balances, Budget for monthly spending, Transactions for records, Receipts for proof, and Reports when you are ready to review patterns.
First Setup
Start small, then add detail where it helps.
UltiBudget works best when setup starts small. Create one workspace, add the accounts you actually check, build a few useful categories, then let real transactions teach you what to adjust.
Workspace setupAccount creationInitial balance guidanceCategory budgetsRollover setupFirst transaction flowReceipt scanning pathCSV import path
Balances need a careful start
Initial balances affect tracking, so account setup asks for the name, balance, last four digits when helpful, and the account type before daily use begins.
Transactions can grow the system
Manual entries, receipt scans, and CSV imports can all build from the structure you created without forcing you to over-plan on day one.
Support
Need help while setting up UltiBudget?
Send a support note, ask about a workflow, or request the next improvement you want to see in the app.